Welcome to 4Business (“we”, “our”, or “us”), a service of AI 4 Business. By accessing or using our website (www.4business.ca) or our services, you agree to these Terms and Conditions. If you do not agree, please do not use our website or services. These terms are governed by the laws of the Province of British Columbia and applicable federal laws of Canada.

1. Use of Our Website and Services

You may use our website and services for lawful purposes only. You agree not to:

• Use our website or services for any unlawful purpose.
• Post or transmit abusive, defamatory, obscene, or otherwise objectionable material.
• Introduce malware, viruses, or other harmful code.
• Engage in spam, phishing, fraud, or misrepresentation.
• Attempt to gain unauthorized access to our systems, accounts, or networks.

We reserve the right to suspend or terminate your access if you violate these terms.

2. Our Proprietary Systems

Our systems, including our AI agents, automation workflows, software tools, integrations, and related technology (collectively, our “Systems”), are proprietary systems owned by 4Business (AI 4 Business).

Our Systems are licensed to you, not sold. Unless expressly permitted in a written agreement with us, you may not:

• Copy, reproduce, or redistribute our Systems.
• Modify, adapt, or create derivative works based on our Systems.
• Reverse engineer, decompile, disassemble, or attempt to derive the source code of our Systems.
• Rent, lease, lend, resell, sublicense, or transfer our Systems to any third party.
• Remove or alter any proprietary notices on our Systems.

Any unauthorized use of our Systems may result in termination of your access and legal action.

3. Intellectual Property and Copyright

All content on this website, including text, images, graphics, logos, videos, and design, is owned by 4Business (AI 4 Business) and protected by Canadian and international intellectual property laws.

We grant you a limited, non-exclusive, non-transferable license to access and use our website content for your personal, non-commercial use. You may not copy, reproduce, modify, republish, upload, post, transmit, or distribute any material from this website without our prior written permission. Commercial use of our content requires a separate license.

4. Financial Transactions

Purchases made through our website are processed securely through third-party payment gateways. All transactions are conducted in Canadian Dollars (CAD). We do not store your payment card information.

5. Withdrawal and Cancellation of Services

We may modify, withdraw, or cancel any of our services at any time. If you wish to cancel a service, you must notify us in writing at heather@ai-4business.ca.

6. Return and Refund Policy

Effective Date: January 2025

If you are not satisfied with a purchase, contact us at heather@ai-4business.ca or support@ai-4business.ca within the eligible return period. Please include your name, the product or service purchased, the purchase date, and the reason for your request.

Each request is reviewed according to the terms of your purchase agreement. Requests made outside the eligible return period are considered on a case-by-case basis.

The following are non-refundable:

• Digital downloads (e-books, templates, checklists, guides).
• AI chatbot setups and installations.
• Strategy consultations and audits.
• Custom AI integration services.

Nothing in this policy limits your rights under the Business Practices and Consumer Protection Act of British Columbia or other applicable Canadian consumer protection laws.

We aim to respond to refund requests within 2 business days.

7. Disclaimers and Limitation of Liability

Our website and services are provided on an “as-is” and “as-available” basis. We make no warranties, express or implied, about the accuracy, reliability, or availability of our website or services.

To the maximum extent permitted by Canadian law, we are not responsible for any damages, losses, or expenses arising from your use of, or inability to use, our website or services. Nothing in these terms limits your rights under the Business Practices and Consumer Protection Act of British Columbia or other applicable consumer protection laws.

8. User-Generated Content and Conduct

If you post or submit content through our website or services, you grant us the right to use that content in connection with operating our services. You agree not to post unlawful or abusive content, infringe intellectual property rights, or introduce malware. We may remove any content at our sole discretion.

9. Account Termination

We may disable or terminate accounts that violate these terms. You may request termination of your account at any time by contacting us at heather@ai-4business.ca.

10. Privacy Policy

Our collection and use of personal information is described in our Privacy Policy at www.4business.ca/privacy-policy. Our privacy practices follow the Personal Information Protection Act (PIPA) of British Columbia. By using our website, you consent to the data practices described there.

11. Governing Law and Jurisdiction

These Terms and Conditions are governed by the laws of the Province of British Columbia and the applicable federal laws of Canada. Any disputes will be resolved in the courts of British Columbia.

12. Changes to These Terms

We may update or modify these Terms and Conditions at any time. We will post the revised terms on our website with an updated effective date. Your continued use of our website or services after any changes means you accept the updated terms.

13. Contact Information

If you have questions about these Terms and Conditions, please contact us at: